Capital adequacy.
As at 30 June 2026
Under APRA's Prudential Standard GPS 110 Capital Adequacy, Hollard is required to publish, at least annually, information to improve the understanding of its capital adequacy by policyholders and other market participants. The following information fulfils this requirement for the general insurer The Hollard Insurance Company (HIC) Pty Ltd, Hollard Insurance Partners Limited and the Level 2 Insurance Group, Hollard Holdings Australia Pty Ltd.
As at 30 June 2026, our capital adequacy filed with APRA is as follows:
| Hollard Financials |
The Hollard Insurance Company Pty Ltd A$'m |
Hollard Insurance Partners Limited A$'m |
Hollard Holdings Australia Pty Ltd A$'m |
|---|---|---|---|
| Capital Base | |||
| Common Equity Tier | Capital | 514 | 223 | 846 |
| Additional Tier | Capital |
0 |
0 |
0 |
| Tier 2 Capital | 250 | 0 | 250 |
| Total Capital Base | 764 | 223 | 1,096 |
| Regulatory adjustments applied in calculation of Common Equity Tier 1 Capital | 157 | 199 | 131 |
| Regulatory adjustments applied in calculation of Additional Tier 1 Capital | 0 | 0 | 0 |
| Regulatory adjustments applied in calculation of Tier 2 Capital | 0 | 0 | 0 |
| Prescribed Capital Amount | |||
| Insurance Risk Charge | 161 | 71 | 220 |
| Insurance Concentration Risk Charge | 105 | 4 | 105 |
| Asset Risk Charge | 129 | 36 | 156 |
| Asset Concentration Risk Charge | 0 | 0 | 0 |
| Operational Risk Charge | 65 | 34 | 96 |
| (Aggregation Benefit) | (77) | (22) | (93) |
| Prescribed Capital Amount | 384 | 123 | 484 |
| Capital Adequacy Multiple | 1.99 | 1.81 | 2.27 |
More information on our financial performance including Contributed Shareholder Capital, Total Assets and Gross Written Premium
Review and download our Financial Statements on our Annual financial reports page.
